Older American homeowners hold substantial home equity, built over decades of steady ownership. With refinances scarce and mortgage rates still elevated, that stockpile has become the most durable growth story in housing finance—and one of the most practical ways to help older households manage expenses, preserve independence and stay in their homes. The question is […]
As lenders look to modernize their quality control operations, many are exploring the potential of artificial intelligence to streamline processes, improve loan quality and reduce risk. In this executive conversation, HousingWire spoke with Trevor Gauthier, CEO of ACES Quality Management, about how QC has evolved over time, how AI is reshaping expectations and what lenders
The future of QC: AI, innovation and the human element Read More »
Affordability remains one of the biggest hurdles in today’s housing market. Yes, macroeconomic forces like the Fed’s policies shape the overall rate environment, but mortgage lenders aren’t powerless passengers on this ride. In fact, you hold tangible points of influence that can directly impact borrower affordability and your own business competitiveness. The question is: are
The path to more affordable mortgages: Why lenders hold the keys Read More »
In today’s crowded real estate landscape, getting licensed is easy — but standing out as a brokerage is hard. New agents are being courted by dozens of firms. What they’re really looking for? Clear guidance, mentorship, and a roadmap to growth. That’s where education becomes your edge — and your recruiting superpower. In this dynamic
As the real estate industry undergoes rapid change, questions around listing display, agent attribution, and new technology are reshaping how consumers connect with agents. Andy Stearns, Senior Vice President, Sales at Homes.com, speaks with us about building scalable teams, creating an agent-first platform, and how his experience leading growth at large organizations informs Homes.com’s go-to-market
Building an agent-first future: Inside Homes.com’s scalable growth strategy Read More »
Homeowners are currently sitting on an unprecedented amount of equity, resulting in higher demand for home equity loans and lines of credit. And with interest rates expected to decline, refinancing and even new home purchases are on the rise. For lenders, retaining existing customers can be just as important as acquiring new ones. However, in
Drive better borrower retention with updated mortgage technology Read More »
ICE Mortgage Technology is building the future of housing finance with an integrated solution suite powered by automation, advanced data, and AI. By evolving its Encompass platform with modern APIs and fostering a collaborative partner network, the company is simplifying the entire mortgage process, assisting lenders and servicers to deliver an exceptional borrower experience. Spearheading
The end-to-end Advantage: How ICE Mortgage Technology Is redefining mortgage innovation Read More »
In the highly competitive world of real estate, team leaders play a crucial role in guiding and developing their agents. A well-trained, motivated team can lead to increased sales, better client relationships, and overall business success. However, many real estate team leaders fail to properly develop their agents, resulting in stagnant growth, high turnover, and
Why real estate team leaders fail to develop their agents Read More »
Survey finds affordability and financing are driving more buyers into the second-home market In today’s economy, traditional ownership is increasingly inaccessible and misaligned with the real estate landscape. Ongoing issues with low inventory, high home prices, elevated mortgage rates, and down payment obstacles make whole-home ownership more challenging, especially for younger buyers. Against that backdrop,
Fractional home ownership is breaking barriers: How Pacaso is taking the lead Read More »
Having spent decades navigating the ups and downs of the mortgage industry, I’ve learned that challenging market conditions offer two choices: stand still and hope for improvements or go on the offensive and invest in positioning your company for long-term success. Today’s market represents one of those pivotal moments, with recent data indicating slower home
4 steps to take before the next mortgage market shift Read More »