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The end-to-end Advantage: How ICE Mortgage Technology Is redefining mortgage innovation

ICE Mortgage Technology, Mortgage, Origination, Sponsored, Technology /

ICE Mortgage Technology is building the future of housing finance with an integrated solution suite powered by automation, advanced data, and AI. By evolving its Encompass platform with modern APIs and fostering a collaborative partner network, the company is simplifying the entire mortgage process, assisting lenders and servicers to deliver an exceptional borrower experience. Spearheading […]

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Click n’ Close pairs 5/1 ARM with down payment assistance for new homes

Adjustable-Rate Mortgage, Affordability, Down Payment Assistance, homebuilder, HWmember, Mortgage /

Mortgage lender Click n’ Close has rolled out a new financing product that pairs an adjustable-rate mortgage with down payment assistance in an effort to make new homes more accessible to buyers. The program — called the SmartBuy 5/1 ARM Down Payment Assistance product — offers a first mortgage alongside a repayable second mortgage. The

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Rocket pushes back debt exchange deadline amid Mr. Cooper deal

Debt, HWmember, Investors, LendingLife, Mergers and Acquisitions, Mortgage, Mr. Cooper Group, Origination, Rocket Companies /

Rocket Companies has extended the deadline for investors to exchange debt issued by a Mr. Cooper Group subsidiary for the lender’s own paper — a step tied to its $9.4 billion acquisition of the competitor. The deadline moved from Sept. 2 to Sept. 30, still leaving enough time for the deal to close in the

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Reverse mortgage production metrics took a tumble in August

Finance of America, HECM, HMBS, HWmember, Longbridge Financial, Mortgage, Mutual of Omaha, New View Advisors, Reverse, Reverse Mortgage Daily /

Home Equity Conversion Mortgage (HECM) endorsements fell sharply in August, even as a handful of reverse mortgage lenders continued to dominate the market. The Federal Housing Administration (FHA) insured 2,062 HECMs in August, according to data compiled by New View Advisors that was released on Wednesday. That marked a 13% decline from July and the

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Taxing health care benefits could reduce the Social Security gap by 25%

Center for Retirement Research, HWmember, Mortgage, Retirement, Reverse, Social Security, Tax /

A new report suggests that counting the value of employer-sponsored health insurance (ESI) toward taxable wages could generate about $400 more in annual payroll taxes per worker, shrinking Social Security’s long-term funding gap by roughly 25% in 75 years.   The report published Tuesday by the Center for Retirement Research at Boston College concludes that the

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Introducing the 2025 Vanguards

Awards, HW Vanguards, Mortgage, Real Estate /

HousingWire today announced the winners of the annual Vanguards award, celebrating its 11th year of recognizing the housing industry’s most influential executives. This year, 100 leaders across mortgage, real estate, and tech have been named to the prestigious list, underscoring their exceptional leadership and impact on the housing economy. “The 2025 HousingWire Vanguards exemplify what

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Tech Pulse: Smart home tools for seniors; AI marketing for agents

Artificial Intelligence, Clear Capital, Fannie Mae, HWmember, MLS, Mortgage, RE/MAX, Real Estate, Technology /

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: The new smart home technology that’s helping seniors age in place With seniors now outnumbering children in many U.S. states, demand is growing for aging-in-place technology. Dr. Jing

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Does the trigger leads bill opt-in provision wave goodbye to competition?

Consumer Protection, HWmember, IMBs, Lead Generation, Mortgage, Mortgage Broker, Regulatory, Retail Lending /

A long-awaited crackdown on trigger leads is on its way to President Donald Trump’s desk, but not everyone in the mortgage world is celebrating. Nestled in the bill is a provision that’s leading professionals to raise doubts about whether the measure is a consumer safeguard or a competition killer.  “The act will require consumers to

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TransUnion discloses cyberattack impacting 4.4M consumers

Credit, Cybersecurity, HWmember, Mortgage, Technology, TransUnion /

Credit bureau TransUnion disclosed Wednesday that a July cyberattack compromised the personal data of more than 4.4 million consumers, according to a filing with the Office of the Maine Attorney General. In a letter to affected customers, the company stressed that the breach did not involve its core systems or credit files. Instead, hackers gained

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What mortgage lenders are doing to limit contract cancellations

Cotality, Home Purchases, Housing Market, HWmember, Mortgage, Mortgage applications, Redfin /

Buyers are pulling out of purchase contracts at an alarming rate — reaching an eight-year high in July. HousingWire spoke to several lenders about how they are tackling the problem on the front end to prevent contracts from going south. Experts say the surge in collapsed deals stems from soaring home prices, steep borrowing costs

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