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FHFA clarifies key VantageScore 4.0 implementation questions

Bill Pulte, credit report, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore /

Mortgage industry professionals had more questions than answers following last week’s bombshell announcement that the government-sponsored enterprises Fannie Mae and Freddie Mac have approved the use of VantageScore 4.0, a new credit scoring model. A week after the initial announcement, Federal Housing Finance Agency (FHFA) Director Bill Pulte answered several key questions. In an FAQ […]

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Housing inventory growth: Good for buyers, bad for builders

Existing home sales, Homebuilders, Housing Market, HWmember, New Home Sales /

Housing inventory growth has been a blessing for the existing home sales market, cooling price growth and giving homebuyers a bit more advantage in 2025. However, as we all know, the inventory growth has been detrimental to the homebuilders this year. On Monday, Mark Zandi, chief economist at Moody’s Analytics, posted on X about the

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NAF reports data breach in California

Cybersecurity, HWmember, LendingLife, Mortgage, New American Funding, Technology /

New American Funding (NAF), a top-25 U.S. mortgage lender, notified the California attorney general last week of a data breach involving one of its vendors, which potentially compromises customers’ personal information.  NAF on June 6 discovered “suspicious activity associated with information provided to one of our vendors that provided notary systems, Mobile Notary Zone,” according to

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NAR unveils dashboard that tracks key housing trends

Affordability, Homebuying, Housing Market Data, HWmember, Mortgage Rates, National Association of Realtors, Real Estate, Technology /

The National Association of Realtors (NAR) on Tuesday released a new interactive tool that aims to give members monthly insights into housing affordability, home-price trends and economic indicators at the metro level. The tool, known as the Market Statistics Dashboard, is available exclusively to NAR members. According to the trade group, the dashboard includes localized

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Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern

Credit Score, Delinquencies, FHA loan, GSEs, HWmember, Mortgage, Servicing, Urban Institute /

A recent report from the Urban Institute analyzed potential reasons behind the increasing number of delinquencies on Federal Housing Administration (FHA) loans. While the increase is sizable, it’s not a cause for concern, the authors of the report suggest. Laurie Goodman, Jun Zhu, Ted Tozer and Jung Hyun Choi — the authors of the July

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Plaintiffs’ attorneys are checking on NAR settlement compliance

Bright MLS, Commission Lawsuit, HWmember, Legal, MLS, NAR Lawsuit Settlement, National Association of Realtors, Real Estate, Sitzer/Burnett /

Almost 11 months have passed since the business practice changes mandated by the National Association of Realtors’ (NAR) commission lawsuit settlement agreement went into effect. Now, the co-lead counsel for the settlement class is looking to find out if the parties are complying. In a letter sent in April but filed in court last week, the

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CertifID lands Series C funding to expand security capabilities

Capital Funding, Cybersecurity, Funding, HWmember, Investor, Mortgage Fraud, Real Estate, Real Estate Fraud, Technology, Title, Title insurance, Wire Fraud /

CertifID has raised $47.5 million in a Series C funding round led by Centana Growth Partners with continued participation from Arthur Ventures. The new capital will be used to expand CertifID’s capabilities in identity verification, transaction monitoring and secure payments. The company also plans to scale its team, accelerate product development and broaden industry partnerships.

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Zillow unveils tools to simplify buying, renting, touring

Affordability, Homebuyers, Homebuying, HWmember, Real Estate, Real Estate Agents, Rental Properties, Renters, Technology, Zillow /

Zillow has rolled out five new features aimed at streamlining the process of buying, renting and touring homes. The updates — now live nationwide — include a drone-powered virtual viewing tool and offer pricing transparency for rental properties, along with coordinated tour scheduling and affordability estimates. SkyTour allows users to navigate a 3D aerial view

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Real estate at the crossroads: What jobs, robots, and the Fed reveal about the market’s next move

Contributors, HWmember, Opinion /

Students of history, especially those of us who graduated in the early 2000s with one foot in a pre-digital world and the other in an accelerating one, know how to trace a line between who someone was and who they’ve become. And as I scan the latest headlines—robotics at scale, AI capital surges, political noise

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Top North Carolina agent Tammy Register joins eXp Realty, brings 15-agent team

Brokerage, eXp Realty, HWmember, North Carolina, Real Estate, real estate teams /

Tammy Register — a veteran real estate leader in North Carolina’s Triangle region — has joined eXp Realty along with her 15-agent team and five operational staff members. Based in the Raleigh-Durham, North Carolina, metro area, The Tammy Register Team closed more than $88 million in sales volume across 316 transactions in 2024. Register spent

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