HWmember

Social Security COLA could rise to 2.7% in 2026

The cost-of-living adjustment (COLA) for Social Security benefits could rise to 2.7% in 2026, up from this year’s 2.5%, according to estimates from The Senior Citizens League (TSCL). The COLA is based on the average Consumer Price Index for urban wage earners and clerical workers (CPI-W) for July, August and September, compared with the same […]

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How lenders can win loyalty by owning the whole home journey 

Mortgage lending has shifted into an experience economy. Interest rates dominate conversations, yet only 29% of borrowers who complete a rate-and-term refinance stay with their current servicer, according to ICE Mortgage Technology’s July 2024 Mortgage Monitor report.   Borrowers remember how they were treated long after they close their loan and that statistic signals a gap

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Howard Hanna enters Carolinas with Allen Tate rebrand

Howard Hanna Real Estate Services is making its formal debut in North Carolina and South Carolina.  According to an announcement on Tuesday, Allen Tate Realtors is rebranding as Howard Hanna Allen Tate Real Estate, effective Sept. 12. While this is the first time the Howard Hanna brand has entered the Carolinas, Allen Tate has been

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VA’s John Bell III stepping into new role at Office of Mission Support

Longtime U.S. Department of Veterans Affairs (VA) executive and mortgage professional John Bell III announced on LinkedIn that he’s leaving his role as executive director of the VA’s Loan Guaranty Service (LGY). Bell’s post on Monday touted his key accomplishments at the VA, such as increasing its mortgage market share from less than 1% to

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Redfin: A year after the NAR settlement, agent commissions are up

As the one-year anniversary of the implementation of the business practice changes stemming from the National Association of Realtors’ (NAR) nationwide commission lawsuit settlement agreement approaches, Redfin is reporting that buyer agent commissions are higher than they were a year ago. According to Redfin’s analysis published Tuesday, during the second quarter of 2025, the average

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Matthew Miale’s leap from solo agent to market leader

Matthew Miale’s journey from solo real estate agent to leader of The Miale Team at Keller Williams Legacy Partners was born out of what he calls “a whole lot of pain and suffering.” “No pain, no gain” might be a cliché, but for Miale, it was reality. “It really was a matter of trying to

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UWM’s Jason Bressler encourages broker use of AI to ‘control your own destiny’

United Wholesale Mortgage (UWM) chief technology officer Jason Bressler delivered a blunt message to mortgage professionals while on stage Tuesday at HousingWire’s AI Summit. The doom and gloom of high interest rates and industry consolidation aren’t going away soon, he said — but the practical use of artificial intelligence could give brokers a competitive edge. Lenders,

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Title industry veteran Lisa Tyler joins WFG’s executive team

WFG National Title Insurance Company is welcoming title industry veteran Lisa Tyler to its executive team, according to an announcement on Monday. Tyler will serve as WFG’s senior vice president of national development. In this role, Tyler will travel across the country engaging with WFG teams, agents and customers, as she works to drive WFG’s

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Anywhere’s Eric Chesin on AI transformation in real estate

Eric Chesin, the chief strategy officer for Anywhere Real Estate, believes the industry is in the middle of a “magic moment for progress and change” brought about by the ongoing revolution in artificial intelligence..  “It basically threw all of us into transforming our business,” Chesin said from the stage Tuesday at HousingWire’s AI Summit. “The

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Why homeowners should focus on blended debt rates and total mortgage costs

In mortgage lending, there’s no shortage of conversation around interest rates and closing costs. But beneath that surface-level focus lies a missed opportunity—one that could dramatically improve the financial well-being of millions of homeowners. It’s the opportunity to help borrowers optimize their blended debt rate and strategically reduce their total mortgage cost over time. Most

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