The old playbook of financing mainly single-family, site-built homes is getting a radical makeover, and we’re pleased to note that, looking at the numbers, down payment assistance (DPA) programs are leading this charge, allowing buyers to use funds to purchase manufactured homes, multi-family properties and newly constructed homes. Lenders can use DPA to reduce a […]
How DPA is rewriting the lending playbook Read More »
With real estate fraud becoming more sophisticated, the title insurance industry has taken a transformative step to protect consumers and redefine what it means to protect a home in today’s environment. This month, the American Land Title Association (ALTA) will introduce two new policy endorsements that offer forward-looking coverages that directly guard against seller impersonation
Title insurance industry innovates to protect consumers from fraud Read More »
Adjustable-rate mortgages (ARMs) often get more attention when rates climb, but don’t fool yourself: their actual footprint in the U.S. housing market remains modest. Since a Zero Hedge tweet saying that ARM loans now make up 41% of mortgages held by U.S. banks went viral on Sunday night, the mortgage community has been abuzz with
ARMs remain a small share of mortgage loans despite viral 41% claim Read More »
On this week’s episode of the RealTrending podcast, Tracey Velt talks with David Keener, CEO of Premiere Group at The Real Brokerage. In just eight years, Premiere has grown to nearly 300 agents in 27 states and recently joined Real. Keener explains how the group’s member-owned teamerage model drives retention and shared success, as well
David Keener’s vision for Premiere Group at Real Brokerage Read More »
RealReports has partnered with Doorify MLS — extending its property data and artificial intelligence (AI) tools to roughly 14,000 brokers and agents across five Realtor associations in and around North Carolina’s Research Triangle. The agreement gives Doorify subscribers access to the RealReports platform, which combines datasets such as tax history, zoning, permits, climate risk and
RealReports, Doorify MLS announce AI-driven partnership Read More »
Homeowners who bought in 2025 with the expectation of refinancing may not see savings unless interest rates fall by at least 0.75 percentage points, according to a report released this week by Neighbors Bank. The national analysis modeled typical refinance scenarios across all 50 states using a 30-year fixed-rate mortgage of 6.8%, an average loan
This year’s homebuyers need larger rate drops for refi benefits Read More »
As the nationwide housing inventory and affordability crisis persists, a trio of experts sit down with HousingWire to detail proposed solutions. The solve? It’s multi-faceted and it comes down to fixing supply issues, changing zoning and updating regulation. Kent Colton, president of the Colton Housing Group and former CEO of the National Association of Home
Experts offer multi-faceted solutions to the housing supply shortage Read More »
About one in four Americans are at least 60 years old, and this group now outnumbers children in 11 states and in nearly half of all U.S. counties. Technological advancements are needed to serve a senior population that overwhelming prefers to age in place. Whether a client needs technology for life-saving reasons or mere convenience,
The new smart home technology that’s helping seniors age in place Read More »
With homeowners insurance premiums expected to rise an average of 8% in 2025, according to data from Insurify, and researchers blaming these rising costs for an uptick in mortgage delinquencies, it’s clear that insurance costs are hampering homebuyers’ and owners’ already strained wallets. “Insurance is one of those things that flies under the radar when
Housing industry groups are fighting the surge in homeowners insurance costs Read More »
Mortgage rates hit a new low today for 2025, despite President Trump’s attempt to fire Fed Governor Lisa Cook on Monday, which many said would drive up bond yields and mortgage rates this week. I completely understand that this is a complex and confusing topic. On today’s episode of the HousingWire Daily podcast, I discuss
Mortgage rates hit a new year-to-date low, despite Fed drama Read More »