Dave Ramsey says, “You’re gonna get screwed.” But economics disagrees. I think the better question is: What’s the cost of NOT working with your mother-in-law? Whether or not you agree with the saying “time is money”, I believe that whatever you think you might be financially saving by going with a third-party real estate professional, […]
For years, doom-and-gloom headlines have hyped a looming “housing crash.” But the data, demographics, and long-term trends tell a very different story. The United States isn’t teetering on the edge of collapse — it’s standing at the threshold of what we are calling a 25-year surge: a generational housing boom unlike anything we’ve seen before.
The 25-year housing surge and why the boom is just beginning Read More »
Here’s an uncomfortable truth: the title industry has long been held hostage by many of its own technology providers. Despite billions invested in “revolutionary” platforms and “game-changing” solutions, most title agents are forced to live with a reality that forces them to juggle incompatible systems that don’t talk to each other, can’t adapt to real-life
It’s time to facilitate tech stacks that actually work for title agents Read More »
The old playbook of financing mainly single-family, site-built homes is getting a radical makeover, and we’re pleased to note that, looking at the numbers, down payment assistance (DPA) programs are leading this charge, allowing buyers to use funds to purchase manufactured homes, multi-family properties and newly constructed homes. Lenders can use DPA to reduce a
How DPA is rewriting the lending playbook Read More »
With real estate fraud becoming more sophisticated, the title insurance industry has taken a transformative step to protect consumers and redefine what it means to protect a home in today’s environment. This month, the American Land Title Association (ALTA) will introduce two new policy endorsements that offer forward-looking coverages that directly guard against seller impersonation
Title insurance industry innovates to protect consumers from fraud Read More »
Lenders like Rocket Mortgage and UWM have reshaped the mortgage industry. Their massive tech stacks and national footprints allow them to manufacture loans at incredible speed and scale. The rest of the industry has responded by layering automation onto existing workflows in an attempt to keep pace. But the challenge isn’t just about speed. It’s
Everything everywhere all at once: The end of the assembly line in mortgage lending Read More »
As consumer debt surpasses $18 trillion in early 2025, the need for effective and ethical consumer debt reduction solutions has never been more urgent. Both nonprofit and for-profit models offer pathways to financial recovery, but they’re just part of a broader landscape. For real estate agents, mortgage lenders, brokers, and fintech innovators, understanding the full spectrum of
Let’s be real: the last two years have been brutal for a lot of people in our industry. Production’s down. Pipelines are tighter. Good people have left. But if you’re reading this, you’re still here. And that means something. It means this isn’t just a job to you…it’s your business. Your calling. Your legacy.And you’re
Loan originators, you’re still here. That means something. Read More »
The single-family rental (SFR) market is no longer a niche corner of real estate. It now makes up a significant share of the rental housing sector, fueled by years of steady growth. While institutional investors have entered the space with purpose-built communities and large portfolios, the majority of these properties are still owned by individual
Why agents are the front line in fighting rental fraud Read More »
Stripping away decades of precedence and standardized regulation makes compliance a moving target — especially for lenders whose operations span state borders — yet this is exactly what happened earlier this summer. SCOTUS’ impact on the lending landscape The Supreme Court’s June 20th decision in McLaughlin Chiropractic Associates, Inc. v. McKesson Corp. ruled that federal
How McLaughlin v. McKesson will implicate lender operations Read More »