Apply Online
Schedule a Call

Affordability

Housing market risk steepest in southern, western areas

Affordability, Attom Data Solutions, California, Florida, Housing Market Data, HWmember, Louisiana, Mortgage, Real Estate, Unemployment /

A growing number of U.S. housing markets face elevated risks from high foreclosure rates, underwater mortgages and rising costs, according to a new report. ATTOM analyzed 579 counties nationwide for its second-quarter Housing Risk Report — with ranking criteria including affordability, foreclosure activity, mortgage equity and unemployment. California and Florida counties were heavily represented among […]

Housing market risk steepest in southern, western areas Read More »

Florida House committee to discuss eliminating property taxes

Affordability, Florida, Homeownership, HWmember, Politics, Property Tax, Real Estate /

A Florida House select committee will meet later this month to discuss cutting or eliminating property taxes as Gov. Ron DeSantis continues pressing for action. A Thursday post from Florida Realtors said the House Select Committee on Property Taxes is tentatively scheduled to convene the afternoon of Sept. 22 and the morning of Sept. 23.

Florida House committee to discuss eliminating property taxes Read More »

Modular construction advancements could help address the housing shortage

Affordability, Construction, Homebuilders, Housing Inventory, Housing Market, HWmember, Manufactured Housing /

Although modular construction has been a long-time construction option, advancements in technology, data and automation are making it more viable at scale, according to recent research from McKinsey & Co., which analyzed more than 700 companies in 50 countries. The data draws on interviews conducted by McKinsey with more than 20 global executives. Its database

Modular construction advancements could help address the housing shortage Read More »

Kimber White’s vision for NAMB: Affordable housing and enhanced mortgage education

Affordability, Continuing Education, HWmember, LendingLife, Mortgage, Mortgage Broker, NAMB, Politics /

Kimber White, the incoming president for the National Association of Mortgage Brokers (NAMB), is taking the reins of the organization on Oct. 1, marking the second time that he’ll be leading the organization. White originally held the role, which is a one-year term, back in 2020. Five years later, White sat down with HousingWire to

Kimber White’s vision for NAMB: Affordable housing and enhanced mortgage education Read More »

New bill aims to ‘unlock’ affordable housing funding

Affordability, Affordable housing, Congress, Housing Inventory, Housing Market, HWmember, Multifamily Housing, Politics, Real Estate /

U.S. Reps. Sam Liccardo, D-Calif., and Mike Flood, R-Neb., introduced legislation Tuesday aimed at making it easier for cities to use federal money to build affordable housing. The Unleashing Needed Local Options to Construct and Keep Housing (UNLOCK) Act would loosen restrictions on how municipalities spend Community Development Block Grant (CDBG) funds. Efforts stem from

New bill aims to ‘unlock’ affordable housing funding Read More »

Click n’ Close pairs 5/1 ARM with down payment assistance for new homes

Adjustable-Rate Mortgage, Affordability, Down Payment Assistance, homebuilder, HWmember, Mortgage /

Mortgage lender Click n’ Close has rolled out a new financing product that pairs an adjustable-rate mortgage with down payment assistance in an effort to make new homes more accessible to buyers. The program — called the SmartBuy 5/1 ARM Down Payment Assistance product — offers a first mortgage alongside a repayable second mortgage. The

Click n’ Close pairs 5/1 ARM with down payment assistance for new homes Read More »

$12.7 trillion in US homes face severe climate risks

Affordability, FEMA, Flood insurance, Homeowners insurance, Hurricane, HWmember, National Flood Insurance Program, Real Estate, Realtor.com, Wildfire /

More than one in four U.S. homes — valued at $12.7 trillion — are exposed to severe or extreme climate risks, according to a report released Tuesday by Realtor.com. The analysis found that threats from flooding, hurricane winds and wildfires are increasingly reshaping housing markets, homeowner costs and insurance availability. “Climate risks are no longer

$12.7 trillion in US homes face severe climate risks Read More »

Gen Z offers its thoughts on the renter vs. homeowner debate

Affordability, Data & Visuals, Gen Z, Home Prices, Homeownership, Housing Market, HWmember, Mortgage Rates, Renters /

Homeownership has long been seen as a marker of stability and success. But for many in Generation Z — the youngest group entering the housing market — that dream feels increasingly out of reach. Rising mortgage rates, high home prices, student debt and career uncertainty are reshaping what housing looks like for this generation —

Gen Z offers its thoughts on the renter vs. homeowner debate Read More »

This year’s homebuyers need larger rate drops for refi benefits

Affordability, Homeownership, HWmember, Mortgage, Mortgage Rates, Refinancing /

Homeowners who bought in 2025 with the expectation of refinancing may not see savings unless interest rates fall by at least 0.75 percentage points, according to a report released this week by Neighbors Bank. The national analysis modeled typical refinance scenarios across all 50 states using a 30-year fixed-rate mortgage of 6.8%, an average loan

This year’s homebuyers need larger rate drops for refi benefits Read More »

Experts offer multi-faceted solutions to the housing supply shortage

Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning /

As the nationwide housing inventory and affordability crisis persists, a trio of experts sit down with HousingWire to detail proposed solutions. The solve? It’s multi-faceted and it comes down to fixing supply issues, changing zoning and updating regulation. Kent Colton, president of the Colton Housing Group and former CEO of the National Association of Home

Experts offer multi-faceted solutions to the housing supply shortage Read More »