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Author name: Ricky Vasquez

An end to pandemic-era loss mitigation provisions is not a return to norms

Contributors, HWmember, Loss Mitigation, Mortgage, Opinion /

Servicers have known the loss mitigation waterfalls enacted during the COVID-19 pandemic were eventually going to change. But a recent acceleration of the new governance has left the industry with only six months to make critical adjustments to loss mitigation workflows. When the U.S. Department of Housing and Urban Development (HUD) issued a Mortgagee Letter […]

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simpliHŌM founder Miku talks commission splits, goal to go public

Brokerage, HWmember, Podcast, Podcasts, Real Estate, Real Estate Agents /

On this week’s RealTrending, Tracey Velt interviews Sean Miku — founder and CEO of simpliHŌM — a tech-focused brokerage launched in 2018. Miku outlines the firm’s 85/15 commission split, free transaction management and its goal to go public by 2028, while sharing perspectives on today’s real estate challenges and opportunities. He also explains how simpliHŌM’s

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Mortgage rates drop to another new low for 2025

Housing Market, HWmember, Inflation, Jerome Powell, Mortgage Rates /

Mortgage rates reached a new 2025 low today, despite core inflation running at 3.1% year over year, according to the CPI report this week. The softening labor data and improved mortgage spreads currently overshadow any concerns about inflation. If the jobs data were exceeding estimates, the situation would be different. According to Mortgage News Daily,

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OneTrust challenges mortgage coaching neutrality in suit over trade secrets

HWmember, Lawsuit, Legal, LendingLife, Mortgage, OneTrust Home Loans, Origination /

OneTrust Home Loans filed a lawsuit this week challenging the long-promoted neutrality of mortgage coaching programs, alleging the services were used by a rival to gain a competitive edge. The California-based lender is suing former loan officer Broch Lassig, mortgage coach Richard Ruby, and Ruby’s company, The Core Training, accusing them of misusing confidential business

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New Western president speaks on PadSplit partnership

Affordability, Housing Inventory, Housing Market, HWmember, Multifamily Housing, Real Estate, Real Estate Technology, Rent Prices, Rental Properties, Renters, Technology /

New Western and PadSplit have entered a partnership aimed at increasing affordable co-living housing, effective last week. New Western cofounder and President Kurt Carlton told HousingWire the collaboration will allow investors to access PadSplit’s model for converting single-family homes into shared living spaces — while leveraging New Western’s large property inventory. “(PadSplit) will help you

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eXp Realty’s Sumanth Kamath on AI and digital twins

AI Summit, AI Summit 2025, Artificial Intelligence, Brokerage, ChatGPT, eXp Realty, eXp World Holdings, HousingWire, HWmember, Real Estate, Real Estate Agents, Technology /

Sumanth Kamath — chief technology officer at eXp Realty — took the stage Tuesday in Dallas at HousingWire’s AI Summit to share how his company is using artificial intelligence (AI) to drive efficiency, empower employees and scale operations. In a conversation with HousingWire Senior Director of Data and Content Tracey Velt, Kamath described a sweeping

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Social Security COLA could rise to 2.7% in 2026

HWmember, Inflation, Mortgage, Reverse, Reverse Mortgage Daily, Social Security, Social Security Administration /

The cost-of-living adjustment (COLA) for Social Security benefits could rise to 2.7% in 2026, up from this year’s 2.5%, according to estimates from The Senior Citizens League (TSCL). The COLA is based on the average Consumer Price Index for urban wage earners and clerical workers (CPI-W) for July, August and September, compared with the same

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Mesa, a membership platform for homeowners, announces $24M funding round

LendingLife, Mortgage, Origination /

Mesa, a membership platform built for homeowners, announced on Wednesday a funding round of $24 million in debt and equity from partners in the housing, lending and home improvement space, bringing its total raised to over $33 million to date. Lowe’s and Paramount Residential Mortgage Group (PRMG) participated in the round, as well as Trinity

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