As homebuyers demand faster, easier lending experiences, mortgage professionals are under pressure to deliver speed, compliance, and consistency across every stage of the loan lifecycle. According to Fannie Mae, 75 percent of recent homebuyers cited process acceleration as the top benefit of a digital mortgage process, while 71 percent pointed to ease of use. With […]
5 trends driving digital mortgage solutions in 2025 Read More »
Jerome Powell sent the US bond market up on Friday by telegraphing his Federal Reserve will resume reducing interest rates as soon as next month. Beyond September, it’s up to the economy how much further he cuts — and how much more Treasuries can rally. READ MORE: Powell opens the door to interest rate cuts
Bond market’s big Powell rally needs supportive data to march on Read More »
President Trump’s One Big Beautiful Bill is a milestone on the path of America’s Golden Age. It will help restore prosperity and stability to millions of households by providing crucial tax relief—including bringing back an impactful tax deduction for mortgage insurance premiums (MIPs). From 2007-2021, four million homeowners used the MIP deduction annually. In the years that
How Trump’s bill helps aspiring homeowners Read More »
If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go. While multiple-offer situations haven’t disappeared entirely, they’re not nearly as common as they used to be. In fact, a recent survey shows agents reported only 1 in
Should You Still Expect a Bidding War? Read More »
Mortgage performance improved in July, signaling overall strength for the typical U.S. homeowner, but pockets of troubled borrowers are evident in the latest data, according to an Intercontinental Exchange report. The national delinquency rate came in at 3.27% in July, equivalent to 1.79 million loans, and fell 8 basis points from the previous month, ICE
Mortgage defaults ease to start second half of 2025 Read More »
With three of Donald Trump’s adversaries now under investigation for occupancy fraud, the practice of misstating a home’s intended use on mortgage applications is drawing fresh scrutiny. We asked experts how widespread the problem really is and what the renewed attention could mean for the industry. The type of fraud a government-sponsored enterprise regulator is
As Trump, foes collide, occupancy fraud is spotlighted Read More »
Stripping away decades of precedence and standardized regulation makes compliance a moving target — especially for lenders whose operations span state borders — yet this is exactly what happened earlier this summer. SCOTUS’ impact on the lending landscape The Supreme Court’s June 20th decision in McLaughlin Chiropractic Associates, Inc. v. McKesson Corp. ruled that federal
How McLaughlin v. McKesson will implicate lender operations Read More »
Older adults support changing zoning laws to make homebuilding easier, according to new surveys by AARP and the Pew Charitable Trusts. Older adults overwhelmingly want to age in place, but their homes are often unsuited to aging, while rising home prices and a shortage of housing inventory makes it difficult to move. The desire of
Older adults support many types of housing regulation reform Read More »
Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: eXp Realty embraces digital twin tech to transform workflows eXp Realty isn’t dabbling in AI — it’s making digital twins a companywide mandate. CEO Leo Pareja and eXp
Tech Pulse: eXp’s digital twin trend; lenders urged to build AI compliance Read More »
No one in the homebuilding business I know is sitting around waiting for things to get easier. That’s not how this works. Not in 2025. Not when mortgage rates, insurance shocks, permitting delays, capital costs and housing politics are all pulling in different directions. Not when builders are expected to do more with less, and
What to expect next from The Builder’s Daily Read More »