Author name: Ricky Vasquez

Apply now to be one of 2026’s Best Mortgage Companies to Work for

National Mortgage News is now receiving nominations for its fifth annual ranking of the Best Mortgage Companies to Work for, a survey and awards program devoted to celebrating employers in home lending and providing employee feedback to those companies.  The Best Mortgage Companies to Work for is a partnership between National Mortgage News and the […]

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SenWarren09292025

Democrats urge FHFA’s Pulte to ‘do his job’

Eric Lee/Bloomberg A group of Democratic lawmakers called on Federal Housing Finance Agency’s Director Bill Pulte to “do his job” and focus on finding solutions to make housing more affordable, rather than concentrating on matters outside his purview — such as who runs the Federal Reserve. In a letter Friday, U.S. Sens. Elizabeth Warren, D-Mass.,

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Modular and container homes: The good and bad for lenders

The evolving housing market has brought modular and container homes to the forefront as innovative solutions to various challenges. With their unique features, these housing types offer promising opportunities and come with notable risks. For lenders, understanding both the good and bad of modular and container homes in the housing market is important for future

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Real estate rebound sends builder stocks to best month in a year

Homebuilder stocks are headed for their best monthly performance in over a year as the housing market increasingly shows signs of life.  And Wall Street pros say the rally can keep going regardless of what the Federal Reserve decides to do with interest rates.  READ MORE: Homebuilders encounter credit, supply cost headwinds “What we need

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Why AI search could cut off your leads

Not long ago, a storefront sign was the most important marketing channel a retailer had. If you didn’t have one, customers didn’t know you existed. Today, for mortgage companies, that sign has been replaced by something else entirely: search. But with borrowers now turning to ChatGPT and other AI tools instead of Google, even ranking

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It’s time to facilitate tech stacks that actually work for title agents

Here’s an uncomfortable truth: the title industry has long been held hostage by many of its own technology providers. Despite billions invested in “revolutionary” platforms and “game-changing” solutions, most title agents are forced to live with a reality that forces them to juggle incompatible systems that don’t talk to each other, can’t adapt to real-life

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Payment-to-income trends seen as mortgage risk indicator

As serious mortgage delinquency rates continue to rise, rising payment-to-income ratios across other credit products could serve as a canary in the coal mine for future problems in making monthly payments, a Transunion report said. Over two years, serious delinquencies, which Transunion defines as 60 days or more late, while still relatively low, have increased

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Mortgage lending activity sees ‘typical spring bounce’

Mortgage lending increased in the second quarter 2025, with nearly 1.76 million residential loans issued nationwide, according to ATTOM’s quarterly mortgage origination report. It was the first time since 2021 that the second quarter saw an annualized increase. The total number from April through June marked a 19.4% rise from the first quarter and a

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Survey finds generational divide on economy, housing market

Americans are sharply divided over the nation’s economic outlook, interest rates and the housing market, according to a new survey from Realtor.com. The poll found 42% of respondents expect the economy to worsen in the next 12 months. That view was strongest among baby boomers — with half predicting a downturn — compared with 31%

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NAF targets reverse mortgage growth with ‘connective tissue’ marketing tactics

More than a year ago, New American Funding (NAF) launched a new marketing campaign that’s designed to inject a fresh attitude into how consumers view reverse mortgage products. Unlike NAF’s multimillion-dollar forward mortgage campaign, “Hell Yeah You’re Buying a Home,” which was announced last month, the reverse-centric “Old Wives” campaign isn’t something you’ll find on

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