Author name: Ricky Vasquez

Maine Listings unveils new logo in rebrand effort

One of the nation’s oldest MLSs has a new brand identity. On Monday, New England-based Maine Listings unveiled its new brand identity, which features a revamped logo.  The rebranding efforts were facilitated by marketing firm WAV Group.  The MLS said the rebrand is part of a larger initiative to demonstrate Maine Listings’ role as a […]

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Beeline expects to achieve cash flow positive status by Q1 2026

Digital mortgage platform Beeline Holdings announced Monday that it has paid off more than $7 million in debt and is positioning itself to become cash flow positive by the first quarter of 2026. The company’s announcement also explained that all secured credit facilities, including senior debentures, were fully repaid as of Sept. 3, 2025. Only

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Trump calls on Fannie Mae, Freddie Mac to boost homebuilders

President Donald Trump called on Fannie Mae and Freddie Mac to boost homebuilders and help “restore the American Dream” in a Truth Social post on Sunday. The president said large homebuilders are sitting on 2 million empty lots, and compared the situation to the Organization of the Petroleum Exporting Countries keeping oil prices high before

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New data shows where refinance incentives are growing

A lot of market conditions have improved notably for home loans and there may be more where that came from, depending on rates and location, ICE Mortgage Technology’s latest monthly analysis shows. Home affordability is at a two-year-plus high and rate drops have exposed millions to refinance incentives, with the share of median income needed

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OCC to dramatically reduce community bank regulation

Key insight: The Office of the Comptroller of the Currency is paring down nearly all community bank regulatory measures not required by law, leaving it up to examiners to determine applicable requirements.  Expert quote: “Community banks have an outsized impact on lending and are vital to the strength of the U.S. economy. Today’s actions relieve

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U.S. Bank, NCUA reach deal in Great Financial Crisis case

A yearslong legal battle between credit union regulators and U.S. Bank over mortgage securities dating back to the financial crisis is nearing a settlement, according to new court filings.   Both NCUA and U.S. Bank said they were unable to comment on the settlement. A letter dated Oct. 2 from both sides to Judge Louis

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Fifth Third’s Comerica deal: ‘The biggest thing we’ve ever done’

Key Insight: The deal marks the largest bank acquisition announcement of 2025, and Fifth Third’s first since 2019. What’s at Stake: Comerica had been facing calls from an activist investor to sell itself for months, though CEO Curt Farmer said that the external pressure wasn’t a factor.  Supporting Data: When completed, the deal will create

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Why a federal judge dismissed RICO accusations against UWM

A federal judge dismissed the most serious charges against United Wholesale Mortgage in a racketeering lawsuit which arose from an explosive media report last spring.  U.S. District Judge Brandy R. McMillion this week tossed all but two claims against the megalender which borrowers suggested improperly steered them to higher cost loans. The class action case,

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Why has housing inventory growth slowed?

Growth in total active inventory has been my favorite story for housing in 2025, but that inventory growth has slowed recently, and today’s Housing Market Tracker will focus on why. Inventory growth was running at 33% year over year a few months ago, but it dropped to 17.66% last week. Let’s find out what happened.

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