September 2025

Assurant Lending Solutions unveils insurance verification tool HOIVerify

Assurant Inc. on Monday announced the launch of HOIVerify Origination, an API-enabled solution that streamlines and automates insurance verification during the mortgage origination process. “Assurant’s HOIVerify product suite modernizes the complex mortgage loan process,” Greg Tuttle, senior vice president of Assurant Lending Solutions, said in a statement. “HOIVerify Origination is a proprietary platform that automates […]

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Pennymac announces equity stake, partnership with Vesta

Pennymac Financial Services Inc. announced on Monday that it has taken a long-term minority equity stake in Vesta Innovations Inc. as part of an effort to modernize the mortgage process. The investment is part of a partnership between the two companies, also announced on Monday, which aims to streamline mortgage applications and enhance the customer

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Qualia launches agentic AI tool to streamline the title process

In 2024, a study by title production software company Qualia found that the vast majority of title professionals use artificial intelligence. Over the past year, Qualia put that finding to good use, as it announced on Monday the launch of its agentic AI tool Qualia Clear. According to Qualia, the technology turns its title production

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The loan officer’s job is gone, but the Mortgage Advisor’s job is here to stay

For decades, the mortgage industry trained us to believe our job as loan officers was clear and defined. A family or individual decided to buy a home, they came to us, and we stepped in to help them finance it. The process was straightforward: get them pre-approved, explain the numbers, shepherd the loan through closing

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Building an agent-first future: Inside Homes.com’s scalable growth strategy

As the real estate industry undergoes rapid change, questions around listing display, agent attribution, and new technology are reshaping how consumers connect with agents. Andy Stearns,  Senior Vice President, Sales at Homes.com, speaks with us about building scalable teams, creating an agent-first platform, and how his experience leading growth at large organizations informs Homes.com’s go-to-market

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Drive better borrower retention with updated mortgage technology

Homeowners are currently sitting on an unprecedented amount of equity, resulting in higher demand for home equity loans and lines of credit. And with interest rates expected to decline, refinancing and even new home purchases are on the rise. For lenders, retaining existing customers can be just as important as acquiring new ones. However, in

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How a trigger leads crackdown could lift retention rates

As the trigger leads bill becomes a reality, lenders are considering whether its impact on the mortgage industry goes beyond simply cutting down consumer calls and texts.  The restrictions regarding credit reports won’t go into effect until six months after Trump’s signature Friday. While the Homebuyers Privacy Protection Act should undercut the leads and messages

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Can mortgage rates get below 6% with this Federal Reserve?

Now that jobs week is over, we are all left with one truth: it really is about the labor market over inflation data when it comes to mortgage rates, which hit a fresh year-to-date low after Friday’s terrible jobs numbers. The question now is whether mortgage rates can drop below 6% and stay there with

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CFPB’s deregulatory agenda aims to rewrite Biden-era rules

Key insight: The Consumer Financial Protection Bureau released a jam-packed rulemaking agenda for the year ahead. Supporting data: The latest unified agenda lists 24 rulemakings including five final rules, 10 proposed rules, 9 pre-rules and one long-term item.  What’s at stake: The bureau is in a legal battle to fire between 80% and 90% of

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Trump signs law banning trigger leads

President Donald Trump on Friday signed the Homebuyers Privacy Protection Act (H.R. 2808), establishing a nationwide ban on the abusive use of trigger leads beginning in March 2026. The legislation had broad mortgage industry support. It cleared the House in June and the Senate by unanimous consent in August, with bipartisan sponsorship from Reps. John

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