August 2025

Real estate rebound sends builder stocks to best month in a year

Homebuilder stocks are headed for their best monthly performance in over a year as the housing market increasingly shows signs of life.  And Wall Street pros say the rally can keep going regardless of what the Federal Reserve decides to do with interest rates.  READ MORE: Homebuilders encounter credit, supply cost headwinds “What we need […]

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Why AI search could cut off your leads

Not long ago, a storefront sign was the most important marketing channel a retailer had. If you didn’t have one, customers didn’t know you existed. Today, for mortgage companies, that sign has been replaced by something else entirely: search. But with borrowers now turning to ChatGPT and other AI tools instead of Google, even ranking

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It’s time to facilitate tech stacks that actually work for title agents

Here’s an uncomfortable truth: the title industry has long been held hostage by many of its own technology providers. Despite billions invested in “revolutionary” platforms and “game-changing” solutions, most title agents are forced to live with a reality that forces them to juggle incompatible systems that don’t talk to each other, can’t adapt to real-life

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Payment-to-income trends seen as mortgage risk indicator

As serious mortgage delinquency rates continue to rise, rising payment-to-income ratios across other credit products could serve as a canary in the coal mine for future problems in making monthly payments, a Transunion report said. Over two years, serious delinquencies, which Transunion defines as 60 days or more late, while still relatively low, have increased

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Mortgage lending activity sees ‘typical spring bounce’

Mortgage lending increased in the second quarter 2025, with nearly 1.76 million residential loans issued nationwide, according to ATTOM’s quarterly mortgage origination report. It was the first time since 2021 that the second quarter saw an annualized increase. The total number from April through June marked a 19.4% rise from the first quarter and a

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Survey finds generational divide on economy, housing market

Americans are sharply divided over the nation’s economic outlook, interest rates and the housing market, according to a new survey from Realtor.com. The poll found 42% of respondents expect the economy to worsen in the next 12 months. That view was strongest among baby boomers — with half predicting a downturn — compared with 31%

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NAF targets reverse mortgage growth with ‘connective tissue’ marketing tactics

More than a year ago, New American Funding (NAF) launched a new marketing campaign that’s designed to inject a fresh attitude into how consumers view reverse mortgage products. Unlike NAF’s multimillion-dollar forward mortgage campaign, “Hell Yeah You’re Buying a Home,” which was announced last month, the reverse-centric “Old Wives” campaign isn’t something you’ll find on

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Analysts split on what happens next with Rocket–Mr. Cooper servicing book

The Federal Housing Finance Agency (FHFA) signed off on Rocket Companies’ acquisition of Mr. Cooper Group but imposed a 20% cap on Fannie Mae and Freddie Mac servicing exposure — leaving analysts split on what comes next.  BTIG analysts Eric Hagen and Jake Katsikas estimate Rocket controls $400 billion unpaid principal balance in Fannie and

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Texans Credit Union announces 105% LTV financing option

Texans Credit Union launched its first-time homebuyer program on Thursday, introducing three new loan options to spur home purchase activity. The three loan options include: Low down payment mortgages that require as little as 3% down. Flexible-rate loans The “Home Extra 105” package, which finances a loan-to-value (LTV) ratio of up to 105% to cover

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Fidelity asks for summary judgment in suit against FinCEN, Bessent

With the implementation date for Financial Crimes Enforcement Network’s (FinCEN) Anti-Money Laundering Regulations for Residential Real Estate Transfers fast approaching, Fidelity National Financial (FNF) and its subsidiaries are asking the court to take action in its lawsuit over the rule.  Filed in May 2025, the suit challenges FinCEN’s anti-money laundering rule, which requires title firms to

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