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August 2025

Two mortgage giants eye more investor appetite in NYSE Texas

Earnings, Industry News /

Two Texas-based mortgage giants are hoping to attract more investors in their own backyard, announcing dual listings on the New York Stock Exchange Texas. Plano-based Finance of America and Dallas-based Hilltop Holdings, the parent of Plainscapital Bank and Primelending, are founding members of the new fully-electronic exchange headquartered in Dallas. The NYSE, owned by Intercontinental […]

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The mortgage pro’s guide to AI training

Artificial Intelligence, CAREER & COMPENSATION, Editorial Research, Mortgage technology, Technology /

As mortgage lenders weigh how to integrate artificial intelligence, technology leaders are juggling the rapid pace of innovation with the need to set realistic expectations. They’re finding that effective adoption depends as much on curiosity, patience and internal collaboration as it does on the tools themselves — and that buy-in from executives, compliance teams and

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Fannie Mae former employees sue company, Pulte for defamation

Fannie Mae, GSEs, Law and legal issues /

Forty-one former employees of Fannie Mae on Wednesday sued the company, its chief executive and Federal Housing Finance Agency Director Bill Pulte for alleged defamation related to their dismissals in April. The ex-employees of the government-controlled mortgage giant are seeking damages amounting to more than $2 million per person, according to complaints filed in Fairfax

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a graph with numbers and lines

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

For Buyers, Mortgage Rates /

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%). While that may not sound like a

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Shawn Malhotra talks Rocket’s vision for AI-powered, people-centered mortgages

AI Summit, AI Summit 2025, Artificial Intelligence, HWmember, LendingLife, Mortgage, Origination, Rocket Companies, Rocket Mortgage, Technology /

Shawn Malhotra, the first chief technology officer in the history of Rocket Companies, says it’s pursuing an ambitious plan — to rewrite its entire operating system, from home search through mortgage servicing, on a foundation of artificial intelligence. The transformation will happen while Rocket integrates real estate brokerage Redfin and mortgage servicer Mr. Cooper Group,

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Earnnest, Lone Wolf expand partnership

Brokerage, Earnnest, HWmember, Lone Wolf Technologies, Real Estate, Technology /

Digital earnest money platform Earnnest is expanding its partnership with Lone Wolf, according to an announcement on Thursday. Via this expanded partnership, Earnnest will power digital earnest money transfers across Lone Wolf’s entire transaction suite. “Real estate professionals deserve tools they can trust – especially when it comes to handling money,” Chris Basinger, the senior

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An end to pandemic-era loss mitigation provisions is not a return to norms

Contributors, HWmember, Loss Mitigation, Mortgage, Opinion /

Servicers have known the loss mitigation waterfalls enacted during the COVID-19 pandemic were eventually going to change. But a recent acceleration of the new governance has left the industry with only six months to make critical adjustments to loss mitigation workflows. When the U.S. Department of Housing and Urban Development (HUD) issued a Mortgagee Letter

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Mortgage rates drop to another new low for 2025

Housing Market, HWmember, Inflation, Jerome Powell, Mortgage Rates /

Mortgage rates reached a new 2025 low today, despite core inflation running at 3.1% year over year, according to the CPI report this week. The softening labor data and improved mortgage spreads currently overshadow any concerns about inflation. If the jobs data were exceeding estimates, the situation would be different. According to Mortgage News Daily,

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simpliHŌM founder Miku talks commission splits, goal to go public

Brokerage, HWmember, Podcast, Podcasts, Real Estate, Real Estate Agents /

On this week’s RealTrending, Tracey Velt interviews Sean Miku — founder and CEO of simpliHŌM — a tech-focused brokerage launched in 2018. Miku outlines the firm’s 85/15 commission split, free transaction management and its goal to go public by 2028, while sharing perspectives on today’s real estate challenges and opportunities. He also explains how simpliHŌM’s

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