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July 2025

Military credit union group urges Congress to fund CDFIs

CDFIs, Credit unions, Politics and policy, Regulation and compliance, Treasury Department /

Annabelle Gordon/Bloomberg Advocates for military credit unions Tuesday urged top lawmakers on a senate appropriations subcommittee to restore funding for the Community Development Financial Institutions Fund, after the White House proposed eliminating new funding.  In the letter, addressed to Financial Services and General Government Subcommittee Chair Bill Hagerty, R-Tenn., and Ranking Member Jack Reed, D-R.I., […]

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Supreme Court

Supreme Court ruling won’t directly impact CFPB case

Litigation, Politics and policy, Regulation and compliance, SCOTUS, Trump administration /

Bloomberg News The Supreme Court’s ruling allowing President Trump to proceed with mass firings of federal employees does not directly affect the Consumer Financial Protection Bureau, according to the CFPB’s employee union, which is fighting workforce reductions at the agency in court.  The CFPB’s union has a separate case pending before a panel of the

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Mortgage applications to buy a home jump to two-year high

Mortgage applications, Originations /

US mortgage applications to purchase a home jumped to the highest level since early 2023 last week, even as borrowing costs barely budged. The Mortgage Bankers Association’s index of home-purchase applications advanced 9.4% in the week ended July 4, according to data out Wednesday. MBA’s measure of refinancing jumped by a similar amount to the

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Selling and Buying at the Same Time? Here’s What You Need To Know

Equity, For Buyers, For Sellers, Inventory /

If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first: Is it better to start by finding your next home? Or should you sell your current house before you go out looking? Ultimately, what’s right for you depends on a lot

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Lawsuit claims Xactus, Equifax, others violated Fair Credit Reporting Act

California, Citigroup, Credit, Equifax, HWmember, Lawsuit, Legal, Mortgage, Wells Fargo, Xactus /

A plaintiff in California is claiming that Xactus and Equifax did not conduct a “reasonable” investigation into claims of identity theft, which harmed her credit and violated the Fair Credit Reporting Act.  The suit was filed in late May in the Superior Court of San Bernardino County, California, by plaintiff Junnan Guo, who is representing

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Supreme Court ruling allows Trump’s federal workforce cuts to proceed

DOGE, Donald Trump, Housing Market, HUD, HWmember, Legal, Politics, Supreme Court /

President Donald Trump has secured a big win in his effort to reduce the footprint of the federal government. The Supreme Court ruled Tuesday that the administration can proceed with plans to lay off thousands of federal workers and cut funding to various federal agencies, including the U.S. Department of Housing and Urban Development (HUD).

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Agents say Cape Coral’s housing market is correcting, not crashing

Agent, Florida, Home Prices, Homeowners insurance, Housing Inventory, Housing Market Data, HWmember, Real Estate, Real Estate Agents /

Headlines that call Cape Coral, Florida, the “worst housing market in America” and liken it to precursors of the 2008 financial crisis have garnered discussions across the real estate industry. But local experts and data suggest the reality is far more nuanced. While a recent article from The Wall Street Journal highlighted falling home prices,

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HUD offers foreclosure relief to Texans saddled by floods

Disaster Relief, Flood, Foreclosure, Government Lending, HUD, HWmember, Mortgage, Regulatory, Scott Turner, Texas /

Scott Turner, the secretary of the U.S. Department of Housing and Urban Development (HUD), announced on Tuesday a 90-day foreclosure moratorium for Federal Housing Administration (FHA)-insured single-family mortgages in the areas of Kerr County, Texas, that have been devastated by recent severe storms, including wind and flood damage. The 90-day moratorium prohibits mortgage servicers from

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What’s the best strategy for seniors to take required minimum distributions?

HWmember, Internal Revenue Service, Retirement, Reverse, Tax /

Tax-deferred retirement accounts are a necessary source of income for seniors looking to age in place. But it can be confusing to navigate the options for taking the required minimum distributions (RMDs) from the account as mandated by the IRS — especially given the tax implications. What’s the best approach for seniors as they plan

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Family-run New Jersey real estate team posts a record year

Brokerage, Coldwell Banker, HWmember, New Jersey, Real Estate, Real Estate Agents, RealTrends, RealTrends Verified Rankings /

The Bruen Team — a small but rapidly growing real estate agency based in Morristown, New Jersey — recorded its best year ever in 2024 by closing nearly $40 million in sales volume and earning a spot in the 2025 RealTrends Verified rankings for small teams. The multigenerational, family-run team is led by Ryan Bruen

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